Shine
Neobank for freelancers and small businesses
A neobank for freelancers and small businesses, founded in 2017 by Raphael Simon and Nicolas Reboud. Acquired by the Societe Generale group in June 2020 after winning over more than 70,000 entrepreneurs in under three years, Shine was later sold to the Danish group Ageras in 2024, which adopted the Shine name in 2025 to consolidate its brand among European freelancers. The platform combines a business account with a French IBAN, a Mastercard, e-invoicing tools compliant with French regulations and built-in accounting features including a French social-security (URSSAF) contribution estimator. Shine now claims more than 150,000 active entrepreneur users (versus the 350,000 customers reported by some sources that include legacy accounts), a 4.8/5 rating across more than 26,000 App Store reviews and the 2026 Customer Service of the Year award in the online banking for professionals category. Customer support is available 7 days a week by phone and messaging, delivering a responsiveness praised by users. The offer comes in four plans ranging from a free account with basic features up to a Business plan at 70 euros per month with unlimited transfers and 10 Premium cards for teams. 150,000+ active users, 4.8/5 across 26,000+ App Store reviews, 2026 Customer Service of the Year, founded in 2017, acquired by Societe Generale (2020) then Ageras (2024)