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Juridica

An AXA France subsidiary specialising in legal protection insurance

Founded in
2004
Headquarters
France

Overview

An AXA France subsidiary specialising in legal protection insurance, supporting policyholders in preventing and resolving disputes for over 20 years. Juridica fields an in-house team of 233 qualified legal experts to defend its policyholders' rights across areas as varied as housing, motoring, employment, health, consumer affairs and neighbour disputes. In 2024, Juridica posted gross social revenue of 175.4 million euros, up 10.8% on 2023, and employs 393 staff. The company handles 39,000 disputes a year and defends 56,000 policyholders annually, with a favourable-outcome rate above 73% and a customer satisfaction rate above 90%. Juridica stands out for its Elle's Angels social programme, which has supported more than 3,000 victims of domestic violence since its launch. A solvency ratio of 449.3% at the end of 2024 attests to the company's financial strength. 393 staff, 233 legal experts, 175.4M EUR revenue in 2024 (+10.8%), 56,000 policyholders defended/year, 39,000 disputes handled/year, 73%+ favourable outcomes, 90%+ satisfaction, 449.3% solvency ratio

56,000 policyholders defended each year with over 73% favourable outcomes and 90%+ satisfaction

Key features

In-house team of 233 qualified legal experts, ensuring top-tier expertise

Coverage of expert, bailiff and lawyer fees in the event of proceedings

Amicable negotiation as the priority, with litigation support if needed

Preventive legal advice to anticipate and avoid disputes before they arise

Legal assistance for an average of 1,000 clients per day

Online services to track cases and communicate with legal experts

Favourable-outcome rate above 73%, evidence of effective defence

Pricing

Who is it for?

Individuals seeking comprehensive legal protection against everyday risksProfessionals and businesses needing legal coverage for their commercial disputesAXA policyholders wanting personalised legal support from in-house legal expertsVictims of domestic violence benefiting from the Elle's Angels programmeEmployees in dispute with their employer (dismissal, harassment, discrimination)

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Family-owned insurance group founded in 1935 in Dusseldorf by Heinrich Fassler, specializing exclusively in legal expenses insurance and present in more than 19 countries. ARAG offers insurance solutions covering lawyer, expert and court fees for individuals and professionals facing disputes across many areas of everyday and professional life. As an independent insurer with no ties to other insurance lines, ARAG guarantees the absence of conflicts of interest when handling cases. The group employs more than 5,000 people worldwide and generated premium income and revenue of over EUR 2.37 billion in 2023. In France, distribution is carried out through insurance brokers. The Faßbender family has owned the group for three generations, ensuring continuity of governance that is rare in the insurance sector. Founded in 1935, present in more than 19 countries, over 5,000 employees, revenue and premiums of more than EUR 2.37 billion in 2023, family-owned group held by the Fassbender family for three generations, distribution in France via licensed brokers

1935
Dusseldorf, Germany (headquarters of the ARAG SE group)
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End-to-end coverage from amicable settlement through to litigation before the courts
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Historic insurance company specializing exclusively in legal protection insurance since its found...

Historic insurance company specializing exclusively in legal protection insurance since its founding in Le Mans in 1917 under the name Defense Automobile et Sportive, on the initiative of Georges Durand, founder of the Automobile Club de l'Ouest and the 24 Hours of Le Mans. Regarded as the very first legal protection insurance in the world, DAS saw rapid early success, growing from 1,000 policies in 1918 to more than 10,000 in 1920, driven by the exponential growth of the automotive industry. DAS merged with APJ at the end of 2018 to form Covea Protection Juridique, a subsidiary of the Covea group (MAAF, MMA, GMF). Now the leader of the French legal protection market with revenue of 305 million euros in 2024, the entity provides a team of nearly 420 in-house legal experts to support individuals and businesses in resolving their disputes. The world's first legal protection insurance, leader of the French market, 305 million euros in revenue in 2024, 578 employees including 423 legal experts, 1.7 million beneficiaries, 288,000 insured businesses, more than 130,000 legal consultations delivered per year, from 1,000 policies in 1918 to 10,000 in 1920, merger with APJ in 2018 to form Covea Protection Juridique

1917
Le Mans, France (now Covea Protection Juridique)
Team of nearly 420 in-house legal experts handling cases, the largest insurer legal team in France
More than 130,000 legal consultations delivered to policyholders each year
Coverage of judicial and out-of-court costs within the limits of the policy