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Groupama Protection Juridique

A subsidiary of the Groupama group specializing in legal protection insurance

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Headquarters
Paris, France

Overview

A subsidiary of the Groupama group specializing in legal protection insurance, offering comprehensive support from in-house legal experts for the amicable or judicial resolution of disputes involving individuals, professionals and associations. Groupama PJ stands out for its approach of systematically prioritizing amicable negotiation before any litigation, delivering faster and less costly resolutions. The offer includes access to DIGIDROIT, an online legal resource library available 24/7 from the client portal, with customizable letter and contract templates, detailed legal fact sheets and online simulators. Two plans are available: Zen Reference for everyday disputes and Zen Privilege offering expanded coverage including divorce, inheritance and tax matters. Groupama PJ's legal experts, based exclusively in France, are reachable Monday to Friday from 9am to 8pm and on Saturday mornings. Zen Reference plan at EUR 81/year, Zen Privilege at EUR 204/year, legal experts reachable 6 days a week, DIGIDROIT platform available 24/7

Backed by the Groupama group, a leading mutual insurer in France

Key features

Team of legal experts based exclusively in France, reachable Monday to Friday 9am-8pm and Saturday 9am-12:30pm

DIGIDROIT platform available around the clock with customizable templates and interactive simulators

Two plans tailored to your needs: Zen Reference (everyday disputes) and Zen Privilege (expanded coverage)

Amicable resolution prioritized before any litigation for faster outcomes

Innovative guarantees covering digital risks (e-reputation, identity theft)

Unlimited access to legal experts by phone for any preventive legal question or in the event of a dispute

Pricing

Who is it for?

Individuals and families looking for accessible, comprehensive legal protectionProfessionals and business owners needing coverage for their work-related disputesAssociations seeking legal support for their activitiesGroupama policyholders wanting to complement their coverage with legal protection

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Family-owned insurance group founded in 1935 in Dusseldorf by Heinrich Fassler, specializing exclusively in legal expenses insurance and present in more than 19 countries. ARAG offers insurance solutions covering lawyer, expert and court fees for individuals and professionals facing disputes across many areas of everyday and professional life. As an independent insurer with no ties to other insurance lines, ARAG guarantees the absence of conflicts of interest when handling cases. The group employs more than 5,000 people worldwide and generated premium income and revenue of over EUR 2.37 billion in 2023. In France, distribution is carried out through insurance brokers. The Faßbender family has owned the group for three generations, ensuring continuity of governance that is rare in the insurance sector. Founded in 1935, present in more than 19 countries, over 5,000 employees, revenue and premiums of more than EUR 2.37 billion in 2023, family-owned group held by the Fassbender family for three generations, distribution in France via licensed brokers

1935
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End-to-end coverage from amicable settlement through to litigation before the courts
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Historic insurance company specializing exclusively in legal protection insurance since its found...

Historic insurance company specializing exclusively in legal protection insurance since its founding in Le Mans in 1917 under the name Defense Automobile et Sportive, on the initiative of Georges Durand, founder of the Automobile Club de l'Ouest and the 24 Hours of Le Mans. Regarded as the very first legal protection insurance in the world, DAS saw rapid early success, growing from 1,000 policies in 1918 to more than 10,000 in 1920, driven by the exponential growth of the automotive industry. DAS merged with APJ at the end of 2018 to form Covea Protection Juridique, a subsidiary of the Covea group (MAAF, MMA, GMF). Now the leader of the French legal protection market with revenue of 305 million euros in 2024, the entity provides a team of nearly 420 in-house legal experts to support individuals and businesses in resolving their disputes. The world's first legal protection insurance, leader of the French market, 305 million euros in revenue in 2024, 578 employees including 423 legal experts, 1.7 million beneficiaries, 288,000 insured businesses, more than 130,000 legal consultations delivered per year, from 1,000 policies in 1918 to 10,000 in 1920, merger with APJ in 2018 to form Covea Protection Juridique

1917
Le Mans, France (now Covea Protection Juridique)
Team of nearly 420 in-house legal experts handling cases, the largest insurer legal team in France
More than 130,000 legal consultations delivered to policyholders each year
Coverage of judicial and out-of-court costs within the limits of the policy