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Garantme

Insurance broker specialized in access to rental housing

Founded in
2017
Headquarters
Paris (9 rue des Colonnes, 75002), France

Overview

Insurance broker specialized in access to rental housing, founded in 2017 by Thomas Reynaud and Emile Karam. Garantme stands in for the traditional guarantor for tenants who lack one, certifying their applications and providing landlords with a financial guarantee against unpaid rent, with coverage of up to 96,000 euros. The platform has raised nearly 20 million euros in total, including 15 million in a Series B in January 2023 from Bpifrance, Bonsai, 115K, New Alpha and Axeleo Capital. Present in more than 150 French cities with a network of 4,000 partner agencies and over 100,000 certified tenants, Garantme also offers an all-in-one management console for real estate professionals that integrates deposit guarantees, unpaid-rent insurance and application tracking. If the tenant defaults, Garantme reimburses the landlord with no waiting period and no deductible, reversing the traditional logic of unpaid-rent insurance by placing the cost of security on the tenant. Nearly 20M EUR raised in total (800K EUR in 2018, 4M EUR in 2020, 15M EUR in a Series B in January 2023), over 100,000 certified tenants, 4,000 partner agencies across 150 cities, coverage up to 96,000 EUR, rated 4.3/5 across more than 6,380 reviews

No fees before the lease is actually signed, removing the financial risk for the tenant

Key features

Tenant application certification within 24 hours with a fast turnaround

Presence in more than 150 French cities with broad geographic coverage

Network of 4,000 partner real estate agencies integrating the solution

Over 100,000 certified tenants since launch in 2017

Customer support available 7 days a week for tenants and agencies

Payment only upon lease signing, no upfront fees

Multilingual support (French, English, Mandarin) for international profiles

Coverage of up to 96,000 EUR and reimbursement with no waiting period

Pricing

Who is it for?

Tenants without a guarantor (students, expats, freelancers, young professionals, international profiles)Real estate agencies looking to secure and speed up the leasing processLandlords seeking a guarantee against unpaid rentRental management professionals integrating insurance products into their offering

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